Notice of Health Plan Accreditation Survey

Compass Rose Medicare Advantage

Member Guide
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At Compass Rose Benefits Group, it has been our honor for 75 years to serve select Federal retirees and their families with high-quality insurance coverage.

With Compass Rose Medicare Advantage, a UnitedHealthcare® Group Medicare Advantage (PPO) plan, you can take your already fantastic coverage to the next level.

Compass Rose Medicare Advantage Highlights

  • $125 monthly Part B premium subsidy
  • $0 out-of-pocket costs for covered medical services
  • Hearing, dental and vision coverage included
  • $40 quarterly over-the-counter item allowance1
  • Free gym membership
  • Reduced prescription drug co-pays

2024 High Option Compass Rose Health Plan Rates

You must be enrolled in the High Option Compass Rose Health Plan to enroll in the Compass Rose Medicare Advantage option. There is no additional cost for enrolling in Compass Rose Medicare Advantage. You continue to pay your Compass Rose Health Plan High Option premium and Medicare Part B premium.

2023 High Option Compass Rose Health Plan enrollment codes and rates. 

Enrollment Type Enrollment Code Biweekly Rate Monthly Rate
Self Only 421 $98.32 $213.02
Self +1 423 $227.19 $492.25
Self & Family 422 $247.90 $537.12

Who Is Eligible?

You must be a retiree enrolled in the High Option Compass Rose Health Plan and enrolled in Medicare Parts A and B.

Compass Rose Medicare Advantage Website

2024 Compass Rose Medicare Advantage Benefits Summary

Summary of 2023 Compass Rose Medicare Advantage benefits. 

Benefit You Pay
Annual Medical Deductible None
Annual Out-Of-Pocket Maximum  None
Primary Care Office Visit  $0
Specialist Office Visit  $0
Telehealth through Doctor On Demand®, AmWell® & Primary Care Provider2 $0
Inpatient Hospital Services* $0
Outpatient Hospital Services $0
Ambulance Services $0
Emergency Room $0
Massage Therapy Allowance The Plan pays up to $60 per visit. You are responsible for anything over that amount.
Urgent Care $0
Physical, Speech & Occupational Therapies* $0
Durable Medical Equipment $0
Prosthetics $0
Diabetic Supplies (e.g., Test Strips, Lancets & Glucose Monitors) $0
Preventive Services $0
Routine Podiatry  $0 (6 visits max)
Hearing Aid Allowance Through UnitedHealthcare Hearing, the plan pays up to a $2,400 allowance (combined for both ears) for hearing aid(s) every 3 years. You are responsible for anything over that amount.

2023 Compass Rose Medicare Advantage dental costs. 

Dental Benefit You Pay
Class 1 Preventive & Diagnostic (P&D) $0
Class 2 Minor 20% after $50 deductible
Class 3 Major 50% after $50 deductible
Deductible (P&D Not Included) $50
Annual Calendar Maximum (P&D Not Included) $1,000

2023 Compass Rose Medicare Advantage vision costs. 

Vision Benefit You Pay
Routine Eye Exam Refraction $0 every 12 months
Eyeglasses Allowance $130 every 12 months
Contact Lens Allowance (In Lieu of Eyeglasses) $175 every 12 months

2023 Compass Rose Medicare Advantage Retail Pharmacy co-pays up to 30 day supply.

Retail Pharmacy – Up to a 30-Day Supply You Pay
Tier 1 — Generic $1
Tier 2 — Preferred Brand $25
Tier 3 — Non-Preferred Brand $75
Tier 4 — Specialty Tier 25% up to a maximum of $100
2023 Compass Rose Medicare Advantage retail pharmacy & mail order co-pays up to 90 day supply.
Retail Pharmacy & Mail Order – Up to 90-Day Supply** You Pay
Tier 1 — Generic $2
Tier 2 — Preferred Brand $50
Tier 3 — Non-Preferred Brand $150
Tier 4 — Specialty Tier (Limited to a 30-Day Supply) 25% up to a maximum of $100

* Prior authorization required.

** Optum Home Delivery®, a service available through Optum Rx®, is provided by your plan. Optum Rx is an affiliate of UnitedHealthcare Insurance Company. You are not required to use Optum Home Delivery for a 90-day supply of your prescription medication.

This is a summary of the features of the Compass Rose Health Plan Medicare Advantage enhanced level of benefits. All benefits are subject to the definitions, limitations and exclusions set forth in the FEHB Plan Brochure.

Additional Programs & Services

As a Compass Rose Medicare Advantage member, you can enjoy an array of additional benefits, services and programs to help meet your specific health and lifestyle needs.

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How to Enroll

Retirees enrolled in the High Option Compass Rose Health Plan and enrolled in Medicare Parts A and B can elect the Medicare Advantage enhanced level of benefits at any time throughout the year. Call our dedicated line with UnitedHealthcare at 1-844-279-9286, 8 a.m. – 8 p.m. local time, 7 days a week. TTY users, call 711.

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare. Benefits, features and/or devices vary by plan/area. Limitations and exclusions apply. 

1 OTC benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information.

2 Other Physicians/Providers are available in our network. Not all network providers offer virtual care. Virtual visits may require video-enabled smartphone or other device. Not for use in emergencies.

3 Hearing aid coverage under this plan is available only through UnitedHealthcare Hearing. You must contact UnitedHealthcare Hearing prior to using your hearing aid allowance.