Compass Rose Health Plan Standard Option Highlights
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Lower premiums
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No referrals for specialists
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Lower copays for Tier 1 Providers
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5 free virtual visits
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$100 annual vision allowance
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Up to $150 per year in wellness rewards
Compass Rose Health Plan Standard Option Details
See what coverage you’ll get with the Compass Rose Health Plan Standard Option in 2027.
The Compass Rose Health Plan uses the UnitedHealthcare Choice Plus national provider network. This network includes doctors, hospitals, and other facilities that have agreed to contracted rates, which can help keep your out-of-pocket costs low.
The Compass Rose Health Plan is independent of UnitedHealthcare. While we contract with one of their provider networks, Compass Rose sets its own benefits and coverage, including which services are covered and which may require prior authorization.
The Compass Rose Health Plan Standard Option does not provide coverage for out-of-network care.
When work or travel takes you overseas, our Standard Option plan has you covered. Compass Rose Health Plan Standard Option members can see any health care provider or visit any hospital and be reimbursed at the in-network level of benefits.
When you use a provider outside the United States, you will pay them up front, then submit the receipt and detailed billing invoice for claims processing and reimbursement.
The Compass Rose Health Plan Standard Option does not coordinate with Medicare. Unlike our High Option and Compass Rose Medicare Advantage plans, the Standard Option does not waive deductibles, coinsurance, or copayments for members enrolled in Medicare.
