Maximize the value of your prescription drug benefits with the Compass Rose Medicare Prescription Drug Plan (PDP) EGWP. The Medicare PDP EGWP is a Part D plan that helps eligible members save on prescriptions. This is just one way we’re making your Compass Rose Health Plan coverage and Medicare work together for you.
Eligible members will be auto-enrolled each year during Open Season and coverage will begin the following plan year. See Auto Enrollment Process below.
With Compass Rose Medicare PDP EGWP You Get:
-
The same Compass Rose benefits you’re used to
-
Lower out-of-pocket costs under each drug tier
-
A more expansive 90-day retail pharmacy network
-
An annual Part D drug cap of $2,100 (for 2026)
Medicare PDP EGWP Out-of-Pocket Costs
Enjoy lower medication costs under each drug tier. Plus, you’ll get access to a more expansive 90-day retail pharmacy network, allowing you to get a 90-day supply of your medications at more pharmacy locations, in addition to CVS and Walgreens.
| Tier | Network Retail (up to 30-day supply) | Network Retail (31 to 90-day supply) | Network Mail Order (up to 90-day supply) |
|---|---|---|---|
| Tier 1 – Generic | $1 | $2 | $2 |
| Tier 2 – Formulary/Preferred Brand Name | $25 | $50 | $50 |
| Tier 3 – Non-Formulary/Non-Preferred Brand Name | $50 | $100 | $100 |
| Tier 4 – Specialty | 25% up to a maximum of $75 | 25% up to a maximum of $75 (limited to a 30-day supply) | 25% up to a maximum of $75 (limited to a 30-day supply) |
2025 Pharmacy Out-of-Pocket Maximum
A unique benefit of the 2025 Medicare PDP EGWP is that you have a separate annual pharmacy out-of-pocket maximum of $2,000. An out-of-pocket maximum is a cap on the amount you’ll pay on prescription drugs for the year. Once you reach the maximum for the year, you pay nothing for your prescriptions for the rest of the year.
You still have a separate medical out-of-pocket maximum of $3,000. Your Medicare PDP EGWP pharmacy out-of-pocket maximum is not added to it.
2026 Prescription Drug (Part D) Out-of-Pocket Maximum
The annual Part D out-of-pocket maximum will be $2,100 in 2026.