Coverage you can
count on

Compass Rose Health Plan


Choosing the health plan that is right for you is one of the most important decisions you make. Feel confident in your choice. With 70 years of experience providing coverage for Federal employees and annuitants, the Compass Rose Health Plan provides coverage in all 50 states and overseas. Choose us as your Federal Employees Health Benefits (FEHB) Plan and you will receive:

  • Access to a nationwide preferred provider organization (PPO)
  • One of the largest provider networks in the U.S.
  • Low co-pays
  • No referrals for specialists
  • Exclusive membership — find out if you are eligible

Compass Rose Medicare Advantage


Compass Rose is expanding support to federal retirees with a new opportunity that includes an enhanced level of benefits beginning Jan. 1, 2022. This plan is designed exclusively for Compass Rose Health Plan members. If you are currently enrolled in the Compass Rose Health Plan and enrolled in both Medicare Parts A and B, you can choose to enroll in the Compass Rose Medicare Advantage Plan, a UnitedHealthcare® Group Medicare Advantage (PPO) plan. There is so much to take advantage of, including:

  • Monthly $100 Medicare Part B subsidy for you and your eligible spouse
  • $1 co-pay for covered generic drugs
  • A free fitness program to help you stay active and have fun
  • Hearing, dental and vision included as part of your plan
  • A $40-per-quarter over-the-counter benefit that gives you credits to spend on over-the-counter items.

Life Insurance


Life insurance helps protect your loved ones if you are no longer here to provide for them. Term life insurance is usually the most affordable type of life insurance. It helps provide financial protection for your loved ones during your working years — a time when you are likely to have ongoing financial obligations like a mortgage, childcare, and college tuition — and can be carried into retirement. Our Group Term Life Insurance Plan includes:

  • Coverage of up to $500,000 without salary limitations
  • Up to $100,000 of Supplemental Spouse Coverage
  • Automatic $20,000 of coverage for dependents under age 26
  • 100% portability — so you can keep the plan if you leave the Federal government
  • Full and immediate coverage for Acts of War and Terrorism

Accident Protection


Accidents can happen at any time. Accident insurance can help offset costs as a result of covered injuries or accidental death. This insurance provides you with a lump sum payment after an accident to use as you see fit. It can help with out-of-pocket expenses such as transportation to medical centers, childcare, bereavement and trauma counseling, and more. Our Group Accident Plan provides coverage for losses from:

  • Acts of War
  • Recreational activities
  • Air travel
  • Other acts of daily living
  • And, there is no underwriting!

Legal Protection


A few days of legal help can come with hefty fees. What if you had an affordable monthly membership that gave you access to a law firm? Legal protection plans provide affordable, convenient counsel for your personal legal needs. Our Legal Protection Plan, through LegalShield, provides access to a highly qualified network of attorneys for everyday personal legal matters. For less than $16 a month, you will receive:

  • Personal or business advice
  • Letters and phone calls on your behalf
  • Legal document review
  • Standard will preparation
  • 24/7 emergency assistance

Identity Protection


Identity theft affects millions of Americans each year. And while it can take just minutes to happen to you, recovering from the financial damage and emotional toll it inflicts often takes years. Identity theft protection equips you with the information and expertise you need to help protect against identity theft and quickly resolve issues if it does occur. Our Identify Theft Protection, through LegalShield, provides:

  • Access to your credit report
  • A detailed analysis of your personal credit score
  • Continuous monitoring
  • Safety alerts regarding activity on your credit file
  • Identity consultation and restoration services

Aging Well


Compass Rose Benefits Group is on a mission to help support our older adult members as they age. We want to equip you and your loved ones with the tools you need to live a long and fulfilling life — on your own terms. The Aging Well program is a free service that is dedicated to supporting members. Aging can be unpredictable, but we can help. With the Aging Well program, members get:

  • Ongoing support for your health and wellness concerns.
  • Access to educational information and local resources.
  • Help developing a personal aging well strategy.
  • A dedicated team of professionals to help you achieve your goals.

Mission Financial Solutions

We provide a free online resource that has educational articles and financial tools to help you accomplish your financial goals.