Group Accident
Protection

Plan for the Unexpected



Important Notice

 

Compass Rose Benefits Group is no longer accepting new applications for this policy, as of 12/15/2022. Current members were notified of a change in payment in order to to maintain their coverage.

Our Group Accident Plan

 

Accidents happen in the blink of an eye. Accident Protection insurance helps provide coverage for unexpected costs that can accompany an accidental injury — such as loss of limb, sight and/or hearing.

Our Group Accident Protection Plan, underwritten by Nationwide Life Insurance Company, is designed to help provide your family with financial peace of mind by helping to fill any financial gaps you or a family member may sustain from injury or death through a covered accident.

Accident Protection Coverage Amounts

 

Our Accident Protection Plan is available in amounts from $150,000 to $500,000. Monthly rates are as follows:

PRINCIPAL SUM          INDIVIDUAL PREMIUM FAMILY PREMIUM    
 $150,000  $7.50  $10.50
 $200,000  $10.00  $14.00
 $250,000  $12.50  $17.50
 $300,000  $15.00  $21.00
 $350,000  $17.50  $24.50
 $400,000  $20.00  $28.00
 $450,000  $22.50  $31.50
 $500,000  $25.00  $35.00


DEPENDENT COVERAGE  COVERAGE ELIGIBILITY  
SPOUSE AND ONE OR MORE
ELIGIBLE CHILDREN		 SPOUSE: 50% OF THE INSURED'S       
PRINCIPAL SUM 
EACH CHILD: 15% OF THE
INSURED'S PRINCIPAL SUM*
ONE OR MORE ELIGIBLE CHILDREN
ONLY (NO SPOUSE)		 EACH CHILD: 20% OF THE
INSURED'S PRINCIPAL SUM*
SPOUSE ONLY SPOUSE: 60% OF THE INSURED'S
PRINCIPAL SUM

What You Need To Know About Accident Protection

 

A serious injury can be costly. Hospital bills, rehabilitation and therapy can begin to pile up and on top of that you may not be able to work while you recover to bring in the income that your family needs. Accident Protection can help in many ways by helping with out-of-pocket expenses like child care, education, safety and medical equipment, bereavement and trauma counseling. Our Group Accident Protection Plan provides coverage for losses from:

  • Accidental Death 
  • Accidental Dismemberment 
  • Acts of War — Declared or undeclared, domestically and abroad 
  • Recreational Activities* 
  • Air Travel* 
  • Other acts of daily living* 
  • Benefits for Coma, Loss of Use/Paralysis and Severe Burn 
  • Additional benefit in the event of an automobile accident resulting in a loss when a seatbelt was used and airbag deployed
IF THIS OCCURS...  THE PLAN PAYS...     
LOSS OF: 
LIFE
BOTH HANDS / FEET
SIGHT IN BOTH EYES
ONE HAND & ONE FOOT
ONE HAND & SIGHT IN ONE EYE
ONE FOOT & SIGHT IN ONE EYE
SPEECH AND HEARING IN BOTH EARS		 100%
OF THE PRINCIPAL SUM                                        
LOSS OF:
ONE HAND
ONE FOOT
SIGHT IN ONE EYE
SPEECH OR HEARING IN BOTH EARS		 50%
OF THE PRINCIPAL SUM
LOSS OF:
THUMB & INDEX FINGER ON THE SAME HAND 
HEARING IN ONE EAR		 25%
OF THE PRINCIPAL SUM


Additionally, our Group Accident Protection Plan offers a 24/7 On Call Travel Assistance Program that provides a variety of medical and travel support.

Traveling can be one of the most exciting and fulfilling experiences of a lifetime. However, when an emergency strikes, being away from home can quickly turn into a scary situation.

With 24/7 On Call Travel Assistance, you and your loved ones can receive medical emergency transportation services, assistance with finding doctors and facilities and emergency legal, baggage, funds and interpretation services.



* See Policy Certificate for complete list of Exceptions and Limitations.

Update Your Beneficiaries

 

Your Accident Protection policy could help your family with many of their financial obligations. But if you do not have up-to-date beneficiary information on file, it is hard to get your family the support that they need. Too often, money left behind from accident protection plans ends up sitting stagnant instead of reaching the intended beneficiaries.


Change My Beneficiary

Manage Your Account

 

Compass Rose Benefits Group members have 24/7 access to an online Member Portal that lets you:

  • View plan details and coverage information
  • Update your beneficiaries
  • Make changes to your current coverage amount
  • Update your bank account for automatic monthly payments
  • Change your address

Sign In

BROCHURES & FORMS

  • Compass Rose Benefits Group Accident Protection Brochure

    Learn more about our Accident Protection plan features, costs, eligibility, renewability, exclusions and limitations.

    Download

  • Request to Decrease/Cancel Accident Protection Coverage

    Use this form to decrease or cancel your existing Accident Protection, underwritten by Nationwide Life Insurance Company.

    Download

  • Accident Protection Beneficiary Designation Form

    Need to change your beneficiaries or update their information? Complete and mail to the address listed on the form.

    Download

    • Learn more about our Accident Protection plan features, costs, eligibility, renewability, exclusions and limitations.

      Download

    • Use this form to decrease or cancel your existing Accident Protection, underwritten by Nationwide Life Insurance Company.

      Download

    • Need to change your beneficiaries or update their information? Complete and mail to the address listed on the form.

      Download
 


Questions?

Call us at (866) 368-7227 (option 4) to speak with an Insurance Specialist about your existing policy.

 

       
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