Group Accident
Protection

Plan for the Unexpected

Notice as of 12/15/2022

Compass Rose Benefits Group is no longer accepting new applications for this policy. Current members can maintain their coverage. If you received a letter from us regarding a change in your payment, please print and complete our direct debit form and mail it to us or complete the DocuSign form that will be emailed to you on 12/16/2022.

If you have questions, please contact Compass Rose Benefits Group at (866) 368-7227 (option 4) or email Specialty@compassrosebenefits.com.

Our Group Accident Plan

Accidents happen in the blink of an eye. Accident Protection insurance helps provide coverage for unexpected costs that can accompany an accidental injury — such as loss of limb, sight and/or hearing.

Our Group Accident Protection Plan, underwritten by Nationwide Life Insurance Company, is designed to help provide your family with financial peace of mind by helping to fill any financial gaps you or a family member may sustain from injury or death through a covered accident.

You Choose Your Accident Protection Coverage Amount

Our Accident Protection Plan is available in amounts from $150,000 to $500,000. Monthly rates are as follows:

PRINCIPAL SUM	INDIVIDUAL PREMIUM	FAMILY PREMIUM
$150,000	$7.50	$10.50
$200,000	$10.00	$14.00
$250,000	$12.50	$17.50
$300,000	$15.00	$21.00
$350,000	$17.50	$24.50
$400,000	$20.00	$28.00
$450,000	$22.50	$31.50
$500,000	$25.00	$35.00

DEPENDENT COVERAGE	COVERAGE ELIGIBILITY
SPOUSE AND ONE OR MORE ELIGIBLE CHILDREN	SPOUSE: 50% OF THE INSURED'S PRINCIPAL SUM EACH CHILD: 15% OF THE INSURED'S PRINCIPAL SUM*
ONE OR MORE ELIGIBLE CHILDREN ONLY (NO SPOUSE)	EACH CHILD: 20% OF THE INSURED'S PRINCIPAL SUM*
SPOUSE ONLY	SPOUSE: 60% OF THE INSURED'S PRINCIPAL SUM

What You Need To Know About Accident Protection

A serious injury can be costly. Hospital bills, rehabilitation and therapy can begin to pile up and on top of that you may not be able to work while you recover to bring in the income that your family needs. Accident Protection can help in many ways by helping with out-of-pocket expenses like child care, education, safety and medical equipment, bereavement and trauma counseling. Our Group Accident Protection Plan provides coverage for losses from:

Accidental Death
Accidental Dismemberment
Acts of War — Declared or undeclared, domestically and abroad
Recreational Activities*
Air Travel*
Other acts of daily living*
Benefits for Coma, Loss of Use/Paralysis and Severe Burn
Additional benefit in the event of an automobile accident resulting in a loss when a seatbelt was used and airbag deployed

IF THIS OCCURS...	THE PLAN PAYS...
LOSS OF: LIFE BOTH HANDS / FEET SIGHT IN BOTH EYES ONE HAND & ONE FOOT ONE HAND & SIGHT IN ONE EYE ONE FOOT & SIGHT IN ONE EYE SPEECH AND HEARING IN BOTH EARS	100% OF THE PRINCIPAL SUM
LOSS OF: ONE HAND ONE FOOT SIGHT IN ONE EYE SPEECH OR HEARING IN BOTH EARS	50% OF THE PRINCIPAL SUM
LOSS OF: THUMB & INDEX FINGER ON THE SAME HAND HEARING IN ONE EAR	25% OF THE PRINCIPAL SUM

Additionally, our Group Accident Protection Plan offers a 24/7 On Call Travel Assistance Program that provides a variety of medical and travel support.

Traveling can be one of the most exciting and fulfilling experiences of a lifetime. However, when an emergency strikes, being away from home can quickly turn into a scary situation.

With 24/7 On Call Travel Assistance, you and your loved ones can receive medical emergency transportation services, assistance with finding doctors and facilities and emergency legal, baggage, funds and interpretation services.

* See Policy Certificate for complete list of Exceptions and Limitations.

ACCIDENT PROTECTION RESOURCES

Compass Rose Benefits Group Accident Plan Brochure

Learn more about our Accident Protection plan features, costs, eligibility, renewability, exclusions and limitations.

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