Group Accident
Protection

Plan for the Unexpected

Our Plan

 

Accidents happen in the blink of an eye. Accident Protection helps provide coverage for unexpected costs that can accompany an accidental injury — such as loss of limb, sight and/or hearing. Our Accident Protection Plan, underwritten by Nationwide Life Insurance Company, is designed to help provide your family with financial peace of mind by helping to fill any financial gaps you or a family member may sustain from injury or death through a covered accident.


This plan is available to actively employed full- or part-time civilian employee of the Federal government. You may also choose to cover your spouse and unmarried dependent children under age 19 (or, 25 years old if a full-time student).

What You Need To Know

 

A serious injury can be costly. Hospital bills, rehabilitation and therapy can begin to pile up and on top of that you may not be able to work while you recover to bring in the income that your family needs. Accident Protection can help in many ways by helping with out-of-pocket expenses like child care, education, safety and medical equipment, bereavement and trauma counseling. Our Accident Protection provides coverage for losses from:

  • Accidental Death 
  • Accidental Dismemberment 
  • Acts of War — Declared or undeclared, domestically and abroad 
  • Recreational Activities* 
  • Air Travel* 
  • Other acts of daily living* 
  • Benefits for Coma, Loss of Use/Paralysis and Severe Burn 
  • Additional benefit in the event of an automobile accident resulting in a loss when a seatbelt was used and airbag deployed
IF THIS OCCURS...  THE PLAN PAYS...     
LOSS OF: 
LIFE
BOTH HANDS / FEET
SIGHT IN BOTH EYES
ONE HAND & ONE FOOT
ONE HAND & SIGHT IN ONE EYE
ONE FOOT & SIGHT IN ONE EYE
SPEECH AND HEARING IN BOTH EARS
100%
OF THE PRINCIPAL SUM                                        
LOSS OF:
ONE HAND
ONE FOOT
SIGHT IN ONE EYE
SPEECH OR HEARING IN BOTH EARS
50%
OF THE PRINCIPAL SUM
LOSS OF:
THUMB & INDEX FINGER ON THE SAME HAND 
HEARING IN ONE EAR
25%
OF THE PRINCIPAL SUM


Additionally, this plan offers a 24/7 On Call Travel Assistance Program that provides a variety of medical and travel support. Traveling can be one of the most exciting and fulfilling experiences of a lifetime. However, when an emergency strikes, being away from home can quickly turn into a scary situation. With 24/7 On Call Travel Assistance, you and your loved ones can receive medical emergency transportation services, assistance with finding doctors and facilities and emergency legal, baggage, funds and interpretation services.



* See Policy Certificate for complete list of Exceptions and Limitations.

You Choose Your Coverage Amount

 

Our Accident Protection Plan is available in amounts from $150,000 to $500,000. Monthly rates are as follows:

PRINCIPAL SUM          INDIVIDUAL PREMIUM FAMILY PREMIUM    
 $150,000  $7.50  $10.50
 $200,000  $10.00  $14.00
 $250,000  $12.50  $17.50
 $300,000  $15.00  $21.00
 $350,000  $17.50  $24.50
 $400,000  $20.00  $28.00
 $450,000  $22.50  $31.50
 $500,000  $25.00  $35.00


DEPENDENT COVERAGE  COVERAGE ELIGIBILITY  
SPOUSE AND ONE OR MORE
ELIGIBLE CHILDREN
SPOUSE: 50% OF THE INSURED'S       
PRINCIPAL SUM 
EACH CHILD: 15% OF THE
INSURED'S PRINCIPAL SUM*
ONE OR MORE ELIGIBLE CHILDREN
ONLY (NO SPOUSE)
EACH CHILD: 20% OF THE
INSURED'S PRINCIPAL SUM*
SPOUSE ONLY SPOUSE: 60% OF THE INSURED'S
PRINCIPAL SUM

ACCIDENT PROTECTION RESOURCES

  • Compass Rose Benefits Group Accident Plan Brochure

    Learn more about our Accident Protection plan features, costs, eligibility, renewability, exclusions and limitations.

    • Learn more about our Accident Protection plan features, costs, eligibility, renewability, exclusions and limitations.


APPLY FOR COVERAGE

Each day, you and your family face the possibility of a serious injury or accidental death. When the unthinkable happens, make sure you and your family are prepared.

 

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