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DENTAL

CAREINGTON and Aetna Plans

CAREINGTON POS Dental Network

Provider Network: Over 26,000* available dental practice locations nationwide

Discount Range: Save 20-50% on everything from general dentistry and cleaning to root canals, crowns and orthodontia, 20% savings for specialists

HOW TO ACCESS YOUR DISCOUNTS:

Step 1:  To schedule an appointment with a participating provider, call toll-free at 1-800-290-0523 or visit us online at www.careington.com to access our on-line provider search.

Step 2:  You must show your ID card at the time of visit to receive your discount.

Step 3:  You are responsible for the total bill, less the applicable savings, at the time service is rendered.

Sample Savings

Product/Service

80th%ile
Careington
Fee
Member
Savings
Adult Cleaning
$77
$43
44%
Child Cleaning
$56
$31
45%
Periodic Oral Evaluation
$41
$22
46%
Four Bitewing
X-rays
$51
$28
45%
Composite (White) Filing
$128
$68
47%
Crown
$880
$531
40%
Complete Upper Denture
$1,374
$732
47%
Molar Root Canal
$842
$539
36%
Extraction (single tooth)
$113
$60
47%

* Actual savings may vary

CAREINGTON International CorporationLimitations. This is a discount program. This is not an insurance plan. CAREINGTON cannot guarantee specialty care in all areas. In cases in which you are referred to a participating specialist, you will generally receive 15% to 20% off their usual and customary fees. Please verify such benefits with each individual provider. Work in progress, after joining the plan, must be completed by the provider who started the work. Any procedures performed by a non-participating provider are not included. CAREINGTON International cannot guarantee the continued participation of any provider. If he or she leaves the plan, you will need to select another provider. Not all types of providers may be available in your area. Some providers may charge for missed or broken appointments if no prior notice is given. It is the member’s responsibility to verify that the provider is a participating provider. This plan does not include all procedures which might be provided. Any procedure delivered which is not listed on the Schedule of Services may cause additional cost to be incurred by the member. The dollar amount specified adjacent to each procedure may not be the only cost incurred for a given treatment because the treatment may require more than one procedure. Note to Utah Residents: This contract is not protected by the Utah Life and Health Guaranty Association. The program and the program administrators have no liability for providing or guaranteeing service and have no liability for the quality of service rendered.

Aetna Dental Access Network
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Provider Network: Over 62,000* available dental practice locations nationwide

Discount Range: Save an average of 30%** and up to 50%*** on everything from general dentistry and cleaning to root canals, crowns and orthodontia

HOW TO ACCESS YOUR DISCOUNTS:

Step 1: To schedule an appointment with a participating provider, call toll-free at 1-800-290-0523 or visit us online at www.careington.com to access our on-line provider search.

Step 2: You must show your ID card at the time of visit to receive your discount.

Step 3: You are responsible for the total bill, less the applicable savings, at the time service is rendered.

* According to the Aetna Enterprise Provider Database as of 7/1/05.
** Anticipated national average charges for the 2005 calendar year based on the comparison of provider-negotiated fees to national average charges.  Actual discounts will vary based on location and services provided.
*** Actual costs and savings vary by geographic area.


The Aetna Dental Access network provides enrollees access to a network of independent practicing providers. All network providers are independent contractors in private practice and are neither employees nor agents of Aetna Life Insurance Company and/or its parents, subsidiaries or affiliates (“Aetna”). The availability of any particular provider cannot be guaranteed, and provider network composition is subject to change. Aetna does not provide medical or dental care/treatment and is not responsible for outcomes. All dental care is the responsibility of the treating provider, in consultation with the enrollee. Selection of a dentist is also the responsibility of the enrollee and is not based on any representations by Aetna.

Product/Service

Selected Regional Average Cost*
Average cost with Aetna Dental Access
Total Savings
Adult Cleaning
$82
$52
$30
Child Cleaning
$49
$37
$12
Routine Checkup
$39
$27
$12
Four Bitewing
X-rays
$51
$31
$20
Composite (White) Filing
$131
$76
$55
Crown (porcelain fused to noble metal)
$843
$584
$259
Complete Upper Denture
$940
$763
$177
Molar Root Canal
$826
$581
$245
Extraction (single tooth)
$119
$70
$49

* The select regional average fee represents the average fees for the procedures listed above in Los Angeles, Orlando, Chicago, and New York City, as displayed in the Estimate the Cost of Care tool as of January, 2005.


AETNA DENTAL ACCESS PROGRAM IS NOT AN INSURANCE PLAN. There are no benefits payable to enrollees, nor does Aetna compensate dentists for services they may render to enrollees.
Aetna is not an insurer, guarantor or underwriter of any services provided under the program or of any payments to providers. Enrollees arrange for needed dental care, including payment, directly with the network provider.  Enrollees are responsible for the entire cost of the dental care. Aetna Dental Access SM is a service mark of Aetna Inc.  Aetna and CAREINGTON are independent contractors and neither shall be deemed to be the agent or employee of the other.

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